:: Savings Deposit Account  ::

 
 

Savings Account at The TJSB Sahakari Bank comes with  banquette of  facilities & services at  no extra  charge to the Customers. Eligible person/s and eligible organizations or agencies as approved  can open Savings Account with the Bank. Savings Account can be opened with Rs.1000/- and minimum  balance to be kept in the Account is  Rs.1000/- only. Amount can be withdrawn from Savings Account by  way of cheques or withdrawal slips. Interest is paid half yearly on Savings Account  at 4 % p.a. as per the directives fixed by Reserve Bank of India

  Eligibility – Savings Account can be opened in the name of Individuals Singly or Jointly or by minors of the age 10 years or above or under natural / legal Guardianship or by an illiterate or blind person.   Documents Required – Duly filled in Account Opening Form with valid residential proof, PAN Number, 1 photograph and introduction by existing account holder  of the Bank

  Minimum Balance – Account holder is required to maintain minimum balance of Rs.1000/ in the account.
 

  • Facilities Offered

  o  50 Cheque Leaves in a Year
  o  ATM Card Facility with withdrawal Limit upto Rs.35,000/- depending on Card type
  o  Any Branch Banking Facility through out all Branches of the Bank for operations in Savings / Term Deposit Accounts.
  o  SMS banking facility for Balance Inquiry, Statement Details, Transaction Alerts
  o  24x7 Cheque Issuance Machine facility for getting personalized cheques at any time.
  o  Statement of Account at monthly intervals by e-mail
  o  24x7 Cheque Deposit Facility with acknowledgement for Cheque deposited
  o  Nomination Facility

  o  Internet Banking

 

 • Cheque Collection Policy


 

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